Frequently Asked Questions

Why do I need a Qualified Benefits Program?

For the low cost; for the tax advantages; for the broad benefits; for the flexibility, and especially for someone to call when you need help. And aren't you the smart one! Your Sure Plan benefits are convertible, transferable and flexible.

Is this the same as my Employer Qualified Benefits?

Qualified coverage has payment assistance and tax benefits, but YOU are the boss here. We always hear people telling us our programs cost less than their work benefits.  That makes sense, as most state and federal funding sources have more money to apply toward your benefits than employers do.  

What is the difference between an Agent and a Broker?

An Agent works for the insurance companies, a Broker works for you.

What are Qualified Insurance Benefits? Are all Qualified Insurance Benefits the same?

Qualified benefits force carriers to provide services and coverage through tax code and consumer protection laws that non-qualified benefits are not required to provide. While benefits should be similar, systems are not ~ Sure Plans makes insurers and governement stay in their lane.


How long does the application process take?

About 15 minutes.  Most of your onboarding is through a provided free-for-life email and documented procedure so you have a written record of all events that won't interrupt your time or junk up your real email.

When will I recieve my cards and policies?

In about seven (7) to ten (10) business days by mail, faster by digital email upon request.  Sure Plans sets all your online portals up for you through your secure email and is always available though call, email, text and chat.


Is this part of ObamaCare?

We get this a lot because our plans have Individual Qualified Healthcare included, which are only available through the Marketplace.  We wish people would stop  calling the Marketplace "Obamacare," - there has   never been an "Obamacare."   But the question is valid - What people are really asking is if there is a "hand out" involved, or is a Medicaid program, or somehow associated with Welfare.  And that answer is "NO." We prove you are not welfare eligible.

Why can't I just do this myself?

Qualified insurance are in DIY government run systems created and managed by the government/IRS/Social security administration.  Examples of other DIY systems include: filing your taxes (you can do that yourself, too), and the Justice system (you can represent yourself in court, too).  

How can you get such LOW RATES?

Its true, we seem to have a magic touch - but the reality is pretty boring.  It is not rocket science, or magic, or some secret sauce:  its hands-on regular management, excellence in planning, preparation and paperwork. Sure Plans programs are vetted and work together for the most benefits at the lowest rates with legal, tax advantaged, portable long term coverage.  Sure Plans are Your Plans.

Are you the Marketplace?

Marketplace staff are STRICTLY prohibited from giving consumers help, advice, recommendations, experience, training or referrals to consumers - they can lose their jobs! (just like IRS is prohibited).  So definitely we are not the Marketplace!

Can I just get health insurance?

Sure! You should compare Sure Plans Qualified Full Program prices with those other companies offering ONLY healthcare. Here at Sure Plans ALL Managed Benefits Programs are designed with multiple benefits that together are the same price or less than a single health plan. Our most affordable plan has minimum health and life with annual services.

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