Full BenefitsOur most popular plan runs less than ONE THIRD the price of an employer sponsored plan – yet offers members responsive administration, ownership and control. Full Benefits provide additional credits and funding for families, single parent households, over 60 pre-retirees and students. This popular and affordable program has low deductible major medical healthcare, reserve term life insurance or savings with living benefits and qualified dental and vision insurance (no discount plans). Expect Qualified, unlimited doctor and specialists coverage, copays for many services like prescriptions, urgent care, ER and hospitalization with low total-out-of-pocket maximums with increased coverage for disability, chronic needs and life threatening events.
Management Benefits: Our strongest program is more affordable than expected and features a full suite of services to assure full benefits performance. This program is structured specifically for people carrying the most responsibility. It is fully administered by experienced , responsive staff. Management Benefits feature everything in the Full Benefits Program with an added tax-exempt guaranteed savings or retirement account owned by you. With its full, well rounded services and coverage it is still surprisingly affordable and structured for the long term. Run a quote – this is our second most popular program!
Basic BenefitsThe most affordable plan. Applicants proving economic need will qualify for these lowest cost feature rich programs. Featuring low deductible major medical healthcare with cash coverage and cover unlimited doctor, prescriptions, urgent care and hospitalization with co-pays and low total-out-of-pocket maximums and include coverage for chronic care and life threatening events. Basic Benefits Programs do not have dental, vision or retirement savings but allow customers to add them after approval.
This is our minimum program and a great place to stay safe and save money without sacrificing coverage. Medicaid qualified people will not qualify for the Basic Program.
Program Policies draft separately each month and must be approved. Help is provided with qualifying, including compliant tax filing, accurate reported income changes and compiling documentation of job loss or paystub/docs showing career/vender title or COVID19 loss documentation.